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Is My Roof Leak Covered by Insurance?
May 31, 2018
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Roof leaks are known to be one of the major causes of water damage in a home. A roof leak usually goes undetected until the resulting water damage is observed inside the dwelling. Water intrusion from a roof leak can cause major damage to a home, costing homeowners thousands in repairs. The aftermath of a residential roof leak water loss can leave homeowners and other property owners with the burden of facing extremely difficult and complex decisions. Issues related to property damage of items such as ceilings, walls, drywall, flooring, insulation, cabinets, and other interior finishes are just some of the many concerns one should have when dealing with roof leak claims.

Properly identifying and investigating other potential issues such as:

  • Repairing or tarping a roof
  • Water extraction
  • Dehumidification for mold prevention

Structural Drying and Restoration & Repairs

Structural drying and restoration & repairs may create larger obstacles to the simple apparent cosmetic damage to finishes that an insurance company’s adjuster may just consider. Property owners are also faced with the delicate and emotional toll that damage to personal property such as clothes, furniture, electronics, and items of sentimental value can take on one whose house just got heavily water damaged.  Displacement of one’s home in many cases is the biggest loss to someone dealing with a roof leak damage claim. Navigating and understanding the process of a roof leak claim will be overwhelming, the assistance of an experienced and qualified public adjuster can prove to be essential to the policyholder.

Note: This article is informational only. When making purchasing decisions, conduct your own research.

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